> ## Documentation Index
> Fetch the complete documentation index at: https://docs.triqai.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Triqai API Documentation

> Official documentation for Triqai's API platform to enrich raw bank transactions with merchant data, categories, locations, and structured financial intelligence.

<img src="https://mintcdn.com/rediant/C5s9HBryNgv-FyNo/images/triqai-1.png?fit=max&auto=format&n=C5s9HBryNgv-FyNo&q=85&s=447569e5a23304f6494bac385e499bf4" alt="Triqai Hero" width="1724" height="1080" data-path="images/triqai-1.png" />

Triqai is a developer-first API platform that enriches raw bank transaction data into structured, reliable, and globally usable information.

Banks, fintechs, accounting tools, and personal finance apps often receive transactions as noisy, inconsistent strings like `POS 4392 STRIPE*AMAZON EU`. Triqai transforms these into clean, machine-readable objects that are easy to understand, analyze, and build products on.

<Card title="Try the Playground" icon="play" href="https://www.triqai.com/playground">
  Test Triqai instantly, no API key required. See enrichment quality before you sign up.
</Card>

## Why Triqai?

Transaction data from banks is messy. It contains cryptic abbreviations, inconsistent formatting, and missing context. This makes it nearly impossible to build reliable financial products without significant manual effort.

Triqai solves this by:

* **Identifying merchants** from cryptic transaction strings
* **Extracting locations** even from partial address fragments
* **Categorizing spending** with consistent, hierarchical categories
* **Detecting intermediaries** like payment processors, delivery platforms, wallets, and P2P services
* **Identifying P2P recipients** for person-to-person transfers
* **Providing confidence scores with reason tags** so you know when to trust the data and why

## Core Capabilities

<CardGroup cols={3}>
  <Card title="Merchant Enrichment" icon="building" href="/concepts/entities">
    Normalized merchant names, logos, websites, and brand metadata
  </Card>

  <Card title="Categorization" icon="tags" href="/concepts/categories">
    Hierarchical spending categories with MCC, SIC, and NAICS codes
  </Card>

  <Card title="Location Enrichment" icon="location-dot" href="/concepts/entities">
    Store-level addresses, coordinates, and timezone data
  </Card>
</CardGroup>

## What You Get

Every enrichment request returns structured data including:

| Field            | Description                                                                                              |
| ---------------- | -------------------------------------------------------------------------------------------------------- |
| **Merchant**     | Normalized name, logo, website, domain, and brand color                                                  |
| **Location**     | Formatted address, city, state, country, coordinates, timezone, and rating                               |
| **Category**     | Primary, secondary, and tertiary categories with industry codes                                          |
| **Intermediary** | Detection of processors, platforms, wallets, and P2P services (Stripe, DoorDash, Apple Pay, Venmo, etc.) |
| **Person**       | P2P transfer recipient identification                                                                    |
| **Channel**      | Transaction method: online, in-store, mobile app, ATM, or bank transfer                                  |
| **Confidence**   | Per-field confidence scores (0-100) with explanatory reason tags                                         |

## Use Cases

Triqai is built for a wide range of financial data applications:

<AccordionGroup>
  <Accordion title="Personal Finance Apps" icon="wallet">
    Display clean transaction lists with merchant logos and spending insights. Help users understand where their money goes with accurate categorization.
  </Accordion>

  <Accordion title="Accounting & Expense Tools" icon="calculator">
    Auto-categorize transactions for bookkeeping and reconciliation. Reduce manual data entry with normalized merchant data.
  </Accordion>

  <Accordion title="Banking & Open Banking" icon="building-columns">
    Standardize transaction data across banks and regions for consistent, trustworthy experiences. Power PFM features in banking apps.
  </Accordion>

  <Accordion title="Fraud & Risk Systems" icon="shield-halved">
    Flag anomalies using location data and transaction metadata. Detect unusual patterns with enriched context.
  </Accordion>

  <Accordion title="Spend Analytics" icon="chart-line">
    Build dashboards with normalized, consistent transaction data. Aggregate spending by merchant, category, or location.
  </Accordion>
</AccordionGroup>

## Global Coverage

Triqai works across countries, languages, and currencies with best accuracy in:

* **Europe**: Netherlands, UK, Germany, France, and more
* **North America**: United States and Canada
* **Growing coverage**: Support for all countries with continuously improving accuracy

## Getting Started

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Get your API key and make your first enrichment request in minutes
  </Card>

  <Card title="Node.js / TypeScript SDK" icon="npm" href="/sdk/overview">
    Install the official SDK for type-safe access to every endpoint
  </Card>

  <Card title="API Reference" icon="code" href="/api-reference/introduction">
    Explore the complete API documentation with examples
  </Card>

  <Card title="Playground" icon="flask" href="https://www.triqai.com/playground">
    Test the API without signing up
  </Card>
</CardGroup>

## Need Help?

<CardGroup cols={2}>
  <Card title="Contact Support" icon="envelope" href="mailto:support@triqai.com">
    Reach out to our team for technical assistance
  </Card>

  <Card title="Book a Demo" icon="calendar" href="https://www.triqai.com/contact">
    Schedule a call to discuss your use case
  </Card>
</CardGroup>